Experience, and a high level of technical expertise, enables us to advise employees and the self employed on the design, implementation and servicing of the most suitable pension schemes

We can take account of Government incentives, any employer's support and the individual's capacity to save so that a realistic retirement programme is put in place.

With generous tax incentives and a wide range of available investments, selection of the most suitable pension scheme is vitally important to ensure a source of secure wealth in retirement.

Planning is required beyond retirement age to take advantage of the different methods of drawing benefits that should take account of income needs, tax, flexibility and life expectancy.

With significant legislative changes introduced in April 2006, individuals should evaluate all their options now.