The principal constituent of an employee benefits package is the pension scheme which should be designed within an agreed budget to offer an attractive and flexible method for employees to accrue retirement benefits. Care is taken to consider providers that offer a first class reputation with competitive charges and
sound investment performance.

In addition to the pension scheme, employers can provide financial protection for an employee's family, depending on the potential size of membership. Low cost arrangements can simply be established that will provide income and/or capital in the event if illness or disability or death. Private Medical Insurance is another
highly regarded benefit, ensuring the best medical treatment for both the employee's and employer's benefit.

Blacktower Financial Advisers ensures all eligible members are made aware of the scheme's attractions and their future capabilities. We hold regular counselling "clinics" for members, new entrants and leavers and personal consultations to cover the employee's overall financial planning position.

We monitor the schemes so that they keep pace with legislation changes and the requirements of members. The employer can rest assured that we will minimise their obligation to administration.